Indah, Nelciana, Ari Data, and Alfridus Manek. “Pengaruh Literasi Keuangan Terhadap Pengelolaan Keuangan Pelaku UMKM Di Desa Penfui Timur Kabupaten Kupang”. Journal Economic Education, Business and Accounting 4, no. 2 (October 6, 2025): 416-427. Accessed October 8, 2025. https://ejurnal.undana.ac.id/index.php/JEEBA/article/view/24114.