[1]
Safitri, I. and Takarini, N. 2026. The influence of financial knowledge, education level, and personality on financial management behavior among MSME owners in Kampung Kue Rungkut, Surabaya. Journal of Management : Small and Medium Enterprises (SMEs). 19, 2 (Jul. 2026), 1959-1968. DOI:https://doi.org/10.35508/jom.v19i2.29422.