Rabbani, N., Kusmiati, E., & Akbar, D. (2026). The effect of Islamic financial literacy, digital marketing and brand image on customer loyalty of Indonesian Sharia Bank in Garut Regency. Journal of Management : Small and Medium Enterprises (SMEs), 19(2), 1869-1886. https://doi.org/10.35508/jom.v19i2.29326