TARIGAN, A.; PRIAMBODO, C.; CHRISTANTO, B. THE EFFECT OF FINANCIAL LITERACY, SUBJECTIVE NORMS, AND PERCEIVED BEHAVIORAL CONTROL ON THE USE OF GOPAY DIGITAL WALLET WITH INTENTION AS A MEDIATION VARIABLE. Journal of Management : Small and Medium Enterprises (SMEs), v. 19, n. 1, p. 157-176, 2 mar. 2026.