Hlatshwayo, Mondli, Anele Dloto, and Paddington Mutekwe. 2023. “THE SOLIDARITY ECONOMY OF MARGINALIZED COMMUNITIES IN SOUTH AFRICA: AN ANALYSIS OF BUYING AND SAVINGS CLUBS IN GQEBERHA”. Journal of Management : Small and Medium Enterprises (SMEs) 16 (3), 441-57. https://doi.org/10.35508/jom.v16i3.11452.