Abiodun, Sopelola, Ariyibi Ebenezer, Yinusa O, and Asogba O. 2024. “FINANCIAL TECHNOLOGY, BANK INTERMEDIATION, AND PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA”. Journal of Management : Small and Medium Enterprises (SMEs) 17 (3), 869-86. https://doi.org/10.35508/jom.v17i3.18486.