Bosara, Christina, Juliana Kadang, Darman Darman, and Cici Bidin. 2025. “STRATEGY OF FINANCIAL MANAGEMENT OF MSMEs IN THE DIGITAL 5.0 ERA OF PALU BUSINESS INCUBATOR”. Journal of Management : Small and Medium Enterprises (SMEs) 18 (2), 1363-74. https://doi.org/10.35508/jom.v18i2.20514.