D. Anisah, L. Delilah, and M. Maiyaliza, “FINANCIAL DISTRESS ANALYSIS AND COMPARISON OF ALTMAN Z-SCORE, SPRINGATE, AND GROVER MODELS AT PT SRITEX FOR THE PERIOD 2019-2023”, JoM, vol. 18, no. 2, pp. 1225-1235, Jul. 2025.