Khoiriyah, I., and F. Riyanto. “THE INFLUENCE OF CREATIVE ECONOMY, BANK CREDIT, AND COMMUNITY SAVINGS ON ECONOMIC GROWTH, POVERTY, AND UNEMPLOYMENT: EVIDENCE FROM INDONESIAN PROVINCES (2015-2024)”. Journal of Management : Small and Medium Enterprises (SMEs), Vol. 19, no. 1, Mar. 2026, pp. 597-11, doi:10.35508/jom.v19i1.26589.