Gea, Katarina, Perlindungan Hulu, Kurniawan Zai, and Aferiaman Telaumbanua. “ANALISIS RETURN ON ASSETS (ROA), LOAN TO DEPOSITS RATIO (LDR) DAN BEBAN OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) UNTUK MENILAI KINERJA PERBANKAN PADA PT BANK RAKYAT INDONESIA (PERSERO) Tbk”. Journal of Management : Small and Medium Enterprises (SMEs) 17, no. 3 (November 4, 2024): 1009-1016. Accessed November 5, 2024. https://ejurnal.undana.ac.id/index.php/JEM/article/view/18593.