Bessie, Juita, Khalid Moenardy, and Marlin Benggu. “THE INFLUENCE OF PERCEIVED BENEFITS AND TRUST ON INTEREST IN USING E-WALLET DANA IN KUPANG CITY”. Journal of Management : Small and Medium Enterprises (SMEs) 18, no. 2 (July 30, 2025): 1437-1449. Accessed August 21, 2025. https://ejurnal.undana.ac.id/index.php/JEM/article/view/20614.