Adawiyah, Irabi’ah, and Anna Widiastuti. “THE INFLUENCE OF SOCIAL, LIFESTYLE, DIGITAL FINANCIAL LITERACY, AND EASE OF USE ON DIGITAL PAYMENT USE AMONG GEN Z”. Journal of Management : Small and Medium Enterprises (SMEs) 19, no. 1 (March 1, 2026): 95-112. Accessed March 4, 2026. https://ejurnal.undana.ac.id/index.php/JEM/article/view/27400.