Irawan, Moch. Ilham, Maiyaliza Maiyaliza, and Benny Dhevyanto. “The Influence of Fintech, Financial Literacy, and Lifestyle on the Investment of the Younger Generation”. Journal of Management : Small and Medium Enterprises (SMEs) 19, no. 3 (November 4, 2026): 2291-2305. Accessed November 5, 2026. https://ejurnal.undana.ac.id/index.php/JEM/article/view/28063.