Factors Related to Ability and Willingness to Pay Health Insurance in Non-Wage Workers
-
Yuni Yarti Tuan(1*)
Universitas Nusa Cendana
-
Dominirsep O. Dodo(2)
Universitas Nusa Cendana
(*) Corresponding Author
Abstract
The target for participation in the National Health Insurance 2024 is 98%. All residents are required to participate by paying contributions directly or indirectly/borne by the government. There are still residents, especially non-wage earner workers, who are considered economically capable and willing to pay contributions independently but have yet to participate as participants. It was also found that many participants were in arrears when paying their fees. This research wants to analyze factors related to the ability and willingness to pay in groups of non-wage earners. This research was a quantitative study with a cross-sectional design. The research results showed a relationship between employment, income, expenses, and the number of family members with the ability to pay. Knowledge and information about health insurance policies were related to willingness to pay. The sub-district government needs to carry out outreach and education about the national health insurance policy, especially regarding the rights and obligations of participants, and improve the selection mechanism and economic suitability of potential recipients for contribution assistance.
Downloads
References
Republik Indonesia. Peraturan Presiden Nomor 12 Tahun 2013 tentang Jaminan Kesehatan [Internet]. 12 Indonesia; 2013. Available from: https://www.dpr.go.id/jdih/perpres/year/2013
Yunianti AD. Willingness to Pay Timbangan Iuran Jaminan Kesehatan Nasional pada Pedagang di Wilayah Kerja Puskesmas Simpang Timbangan Kabupaten Ogan Ilir Tahun 2018 [Internet]. Universitas Sriiwijaya; 2018. Available from: https://repository.unsri.ac.id/1059/1/RAMA_13201_1001138419165_0009067602_01_front_ref.pdf
Republik Indonesia. Peraturan Presiden Republik Indonesia Nomor 64 Tahun 2020 tentang Perubahan Kedua atas Peraturan Presiden Nomor 82 Tahun 2018 tentang Jaminan Kesehatan. 64 Indonesia; 2020.
BPS RI. Hasil Sensus Penduduk 2020 [Internet]. Jakarta; 2021. Available from: https://sensus.bps.go.id/main/index/sp2020
BPJS Kesehatan. Peserta Program JKN. BPJS Kesehatan [Internet]. 2021 Jun; Available from: https://bpjs-kesehatan.go.id/bpjs/
Tani A. 773.304 Penduduk di NTT Belum Terdaftar Sebagai Peserta JKN-KIS [Internet]. rri.co.id. Kupang; 2020 [cited 2021 Jul 17]. Available from: https://rri.co.id/kupang/daerah/898965/773-304-penduduk-di-ntt-belum-terdaftar-sebagai-peserta-jkn-kis
BPS Kota Kupang. Proyeksi Penduduk Kota Kupang 2019 [Internet]. Kupang: BPS Kota Kupang; 2019. Available from: https://kupangkota.bps.go.id/publikasi.html
Kelurahan Bello. Laporan Bulanan Kelurahan Bello. Kupang; 2021.
Widyanti N. Faktor Yang Berhubungan dengan Kepatuhan Membayar Iuran BPJS Mandiri pada Pasien di RSUD Labuang Baji Kota Makassar [Internet]. Skripsi. 2018. Available from: http://digilib.unhas.ac.id/uploaded_files/temporary/DigitalCollection/NTVkYzIxMDYzM2I0YTViYTgzOGZlYzgwNjI3OWQ1OTE0N2M2ZTRkMw==.pdf
Marzuki DS, Abadi MY, Darmawansyah, Arifin MA, Rahmadani S, Fajrin MA. Analisis Kemampuan Membayar dan Kemauan Membayar Peserta PBPU JKN di Kecamatan Tamalate Kota Makassar. J Manaj Kesehat Yayasan RS Dr Soetomo [Internet]. 2019;05(02):102–13. Available from: www.jurnal.stikes-yrsds.ac.id
Hildayanti AN, Batara AS, Alwi MK. Determinan Ability To Pay and Willingness To Pay Iuran Peserta Mandiri BPJS Kesehatan di Kecamatan Takabonerate (Studi Kasus di Kabupaten Kepulauan Selayar). Promot J Kesehat Masy [Internet]. 2020;10(02):130–7. Available from: https://www.jurnal.unismuhpalu.ac.id/index.php/PJKM/article/viewFile/1367/1186
Ishmah F. Analisis ATP (Ability to Pay) dan WTP (Wllingness to Pay) terhadap Keputusan Penentuan Kelas Iuran Jaminan Kesehatan pada Sopir Angkot di Kota Semarang [Internet]. Universitas Negeri Malang; 2016. Available from: http://lib.unnes.ac.id/28136/1/6411412126.pdf
Putra AW. Analisis Permintaan Penggunaan Layanan Kesehatan Pada Rumah Sakit Umum Milik Pemerintah di Kabupaten Semarang [Internet]. Universitas Diponegoro; 2010. Available from: http://eprints.undip.ac.id/
Sudarman, Batara AS, Haeruddin. Faktor yang Berhubungan dengan Kemampuan dan Kemauan Membayar Iuran BPJS Peserta Mandiri di Kelurahan Sanua Kecamatan Kendari Barat. Kesehat Masy [Internet]. 2021;11(01):45–57. Available from: https://www.jurnal.unismuhpalu.ac.id/index.php/PJKM/article/viewFile/1517/1298
Mardika DT. Faktor Predisposisi, Pendukung, dan Pendorong yang Mempengaruhi Perilaku terhadap Kepatuhan Pembayaran Peserta Pekerja Bukan Penerima Upah (PBPU) di Kabupaten Pacitan Tahun 2018 [Internet]. Stikes Bhakti Husada Mulia Madiun; 2018. Available from: http://repository.stikes-bhm.ac.id/58/
Syamsinar S, Batara AS, Amelia AR. Gambaran Kemampuan Membayar Iuran BPJS Kesehatan pada Pedagang di Pasar Terong Kota Makassar. Wind Public Heal J [Internet]. 2021;1(6):797–807. Available from: https://jurnal.fkm.umi.ac.id/index.php/woph/article/view/163
A NL, Nabila W, Fajrini F. Faktor-Faktor yang Memengaruhi Kepatuhan Peserta Mandiri Membayar Iuran BPJS di Kelurahan Benda Baru. J Kedokt dan Kesehat [Internet]. 2020;16(2):84–92. Available from: http://repository.umj.ac.id/946/1/Jurnal BPJS_FKK Vol.16 No.2 %282020%29.pdf
Hasan FI, Supriyadi, Hidayat CT. Faktor yang Mempengaruhi Ketaatan Membayar Iuran Peserta JKN Mandiri di Dusun Jalinan Desa Harjomulyo Kecamatan Silo Kabupaten Jember. 2020; Available from: https://scholar.google.com/scholar?hl=id&as_sdt=0%2C5&q=Faktor+Yang+Mempengaruhi+Ketaatan+Membayar+Iuran+Peserta+JKN+Mandiri+di+Dusun+Jalinan+Desa+Harjomulyo+Kecamatan+Silo+Kabupaten+Jember&btnG=
Nugroho IH, Dewi A, Nazaruddin L. Analisis Faktor Yang Mempengaruhi Kemauan Membayar JKN Pada Pekerja Informal Di Kulon Progo. Manaj Kesehat Yayasan RS Dr Soetomo [Internet]. 2021;7(1). Available from: https://jurnal.stikes-yrsds.ac.id/index.php/JMK/article/view/595
Copyright (c) 2023 Author
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
